Thursday, January 31, 2008

Need to know what is Free Credit Report?

This is one thing that is very important, that you should know, that you should build and protect: good credit rating. When taking a loan, you can get one or get rejected depending on your credit history, which is why you should be abreast of what is happening on your credit report. And this can be done now quick and free - online.

If you have a credit card, I am certain information about your bills, loans, and credit report exist somewhere else. A credit report details your credit history with lenders that you had lines of credit, your payment history in terms of on-time or late payments, any default of loans, and bankruptcies. The summary of all these information is your credit score. This will determine your credit worthiness.

So, if you are planning to purchase a home, or a car, and unless you have tons of cash stashed somewhere else, then your credit report will be a great help in you’re getting a home or a new car. Also, if you are planning to get a loan for any other reason, depending on you’re credit report; you will either get a loan or get rejected. So before you do anything, or before you get a rejection; it is better you get a free credit report online now.

You can visit to understand and get more information about Free Credit Report, how to Compare Credit Cards and what are Secured Credit Cards and its advantages. For a comprehensive information about these topics, visit